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Privacy Policy

Effective Date: 21/09/2024

 

At Future Money Guide, we are committed to protecting and respecting your privacy. This policy outlines how we collect, use, and protect your personal data when you visit our website, purchase our courses, or engage with our services. By using our services, you agree to the practices described in this Privacy Policy.

 

1. Who We Are

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We are a UK-based company providing online educational content and financial literacy courses primarily aimed at high school students and older individuals. We act as the data controller for the personal data you provide to us.

 

2. Information We Collect

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We may collect the following types of personal data:

  • Personal Identification Information: Name, email address, and payment information when you sign up for our courses or contact us.

  • Technical Data: IP address, browser type, and information about how you use our website, collected via cookies and similar technologies.

  • Course Usage Data: Data related to your progress through our online courses, participation in challenges or discussions, and engagement with downloadable content.

 

Please note that we do not collect age information when individuals sign up directly on our website. When engaging with schools, we prefer to use a teacher or school as the account holder and identifier for course access.

 

3. How We Use Your Data

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We use your personal data for the following purposes:

  • Providing Our Services: To process your order, deliver course materials, manage your account, and offer customer support.

  • Communication: To send you emails related to your account, course updates, or responses to your inquiries.

  • Marketing: To send you promotional materials about our products and services if you have opted in to receive these communications.

  • Website Improvement: To analyse website traffic and user behaviour to improve our website and services.

  • Legal Compliance: To comply with applicable laws and regulations.

 

4. Lawful Basis for Processing

Under UK data protection law, we rely on the following legal grounds to process your personal data:

  • Contractual Necessity: We need your personal data to fulfil our contract with you (e.g., providing access to the course you’ve purchased).

  • Consent: For sending marketing emails, we will only process your data if you have given your consent.

  • Legitimate Interests: We may use your personal data to improve our services or secure our website.

  • Legal Obligation: We may process your data to comply with legal obligations, such as tax laws or fraud prevention.

 

5. How We Share Your Data

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We do not sell or rent your personal data. We may share your personal data with the following parties:

  • Service Providers: We may share your data with third-party service providers (such as payment processors or hosting providers) who help us run our business.

  • Legal Authorities: If required by law, we may disclose your personal data to comply with legal obligations or protect the rights of Future Money Guide.

 

6. How Long We Keep Your Data

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We will retain your personal data only for as long as necessary to fulfil the purposes outlined in this policy. This typically includes retaining information:

  • For as long as your account remains active.

  • For as long as required by law (e.g., tax and accounting regulations).

  • Until you request its deletion.

 

7. Your Rights

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Under the UK GDPR, you have the following rights regarding your personal data:

  • Right to Access: You can request a copy of the personal data we hold about you.

  • Right to Rectification: You can request correction of inaccurate or incomplete data.

  • Right to Erasure: You can request that we delete your personal data, under certain circumstances.

  • Right to Restrict Processing: You can ask us to limit how we use your data.

  • Right to Data Portability: You can request that we provide your data in a format that can be transferred to another service provider.

  • Right to Object: You can object to us processing your data for certain purposes (e.g., marketing).

  • Right to Withdraw Consent: Where we rely on your consent to process your data, you can withdraw it at any time.

To exercise any of these rights, please contact us at FutureMoneyGuide@gmail.com.

 

8. Cookies

We use cookies and similar technologies to enhance your browsing experience and provide certain functionality on our website. For more details, please refer to our Cookie Policy.

 

9. How We Protect Your Data

 

We take the security of your personal data seriously and use industry-standard measures to protect it from loss, theft, or unauthorised access. This includes encryption of sensitive information and regular security reviews of our systems.

 

10. Children's Privacy

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While we target individuals from high school age and up, we do not collect age information when users sign up directly on our website. When engaging with schools, we prefer to work with teachers or schools as the account holders. If you believe we have collected personal data from a minor without proper consent, please contact us, and we will take steps to delete such data.

11. Changes to This Policy

 

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this page periodically to stay informed about how we are protecting your personal data.

 

12. Contact Us

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If you have any questions about this Privacy Policy or how we handle your personal data, please contact us at:

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