Financial Foundations

This course equips you with essential financial literacy skills, including budgeting, saving, responsible borrowing, and smart consumer habits. Through interactive lessons and practical activities, students will learn to make informed financial decisions, manage money effectively, and understand the impact of their financial choices. The course aims to provide students with the knowledge and confidence needed to navigate financial challenges and build a secure future. High-Level Learning Outcomes: Financial Basics: Understand money, financial literacy, and key concepts such as income, expenses, savings, and investments. Budgeting Skills: Learn to create budgets, distinguish needs from wants, and prioritise spending. Savings and Investments: Grasp the importance of saving, setting financial goals, and the power of compound interest. Credit and Debt Management: Understand credit, types of credit, risks of debt, and maintaining a good credit score. Banking and Financial Services: Get familiar with bank accounts, account management, and digital banking security. Consumer Awareness: Develop smart shopping habits, understand consumer rights, and recognise marketing tactics. Benefits of the Course: Knowledge Empowerment: Provides knowledge for informed financial decision-making and good money habits. Financial Independence: Promotes skills for financial independence, including budgeting and saving. Future Preparation: Prepares students for real-world financial responsibilities, such as managing bank accounts and loans. Confidence Building: Builds confidence in financial decisions, from everyday purchases to long-term planning. Pitfall Awareness: Helps students avoid financial pitfalls like debt and impulsive spending by promoting responsible behaviour. This course is designed to lay the foundation for a financially secure and well-informed future for teens.